WHY YOUR OWN POLICY
Why NPs need their own coverage.
Your employer’s policy protects them, not you
If you’re named in a suit, your employer’s insurer works for the employer first. Your own policy gives you dedicated counsel and independent representation.
Coverage follows you between jobs
Change employers, pick up PRN shifts, or start your own practice — your individual policy goes wherever you go. No gaps in coverage.
License protection included
Board complaints and license investigations can happen even without a lawsuit. Your policy covers legal defense for regulatory proceedings.
WHAT'S INCLUDED
Comprehensive NP coverage.
$1,000,000 per claim / $3,000,000 aggregate limits
$0 deductible — no out-of-pocket costs
Defense costs paid outside limits
License defense & regulatory proceedings
HIPAA violation defense
Occurrence or Claims-Made options
Nationwide coverage (46 states)
Instant COI download after purchase
Medical Director endorsement available (+$250)
PRICING
Straightforward pricing.
No hidden fees. No surprises. Just professional coverage.
FULL-TIME
$1,250
/year (most states)
PART-TIME
$700
/year (most states)
Includes $150 policy fee. FL, TX, and KS rates vary by territory.
FAQ
Common questions from NPs.
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