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COVERAGE DETAILS

Comprehensive coverage, zero deductible

Professional liability insurance with $1M/$3M limits, defense costs outside limits, and no out-of-pocket costs. Backed by AM Best-rated carriers.

WHAT'S INCLUDED

Every policy includes.

Professional liability

Defense and indemnity for claims arising from the rendering or failure to render professional healthcare services. This is the core of your malpractice coverage.

License defense

Coverage for legal costs associated with board complaints, disciplinary proceedings, and license investigations — even when there's no malpractice suit.

HIPAA defense

Legal defense for regulatory proceedings related to alleged HIPAA violations. Because a privacy complaint shouldn't put your career at risk.

POLICY DETAILS

The specifics.

Per-occurrence limit$1,000,000
Aggregate limit$3,000,000
Deductible$0
Defense costsOutside limits
Coverage typeOccurrence-based
Coverage territoryNationwide (46 states + DC)
Carrier ratingAM Best rated
Policy period1 year
PRICING

Simple, transparent pricing.

No hidden fees. The price we quote is the price you pay.

FULL-TIME NP
$1,250
/year (most states)
PART-TIME NP
$700
/year (most states)

Includes $150 policy fee. FL, TX, and KS rates vary by territory.

ADD-ONS

Optional endorsements.

Medical Director endorsement

If you serve as a medical director or supervise other providers, this endorsement extends your coverage to include those administrative and supervisory duties.

+$250/year

Available in 46 states + DC

Coverage is currently unavailable in West Virginia, Wisconsin, Hawaii, and Indiana. Rates for Florida, Texas, and Kansas vary by territory.

Get your exact price.

Enter your NPI and see your premium in under a minute.

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